Colorado statutes determine what benefits you will be entitled to in your Workers’ Compensation claim.
Those benefits can have limits, otherwise known as “caps.”
Some cash benefits have caps
When you’re injured at work, you may be entitled to medical and cash benefits. But the law limits the amount of cash benefits you can receive.
TTD benefits are capped
The maximum Temporary Total Disability (TTD) rate is set each year, and is based on the statewide average weekly wage.
As we explained in an earlier post, TTD is paid at the rate of two-thirds of your average weekly wage. But if your average weekly wage exceeds the state’s average weekly wage, you will not get more than the maximum TTD rate.
Currently, that means that if your wage exceeds $1216 a week (the state’s average weekly wage for 2010), the most you will get in TTD benefits is $810.67 – which is two thirds of $1216.
TTD and PPD benefits are capped based on your rating
In addition to a limit on your weekly cash benefits, the total amount of TTD and PPD benefits you can receive for an injury in Colorado can be limited by the impairment rating you receive when you reach Maximum Medical Improvement (MMI).
- If your whole-person rating is less than 25%, the most you will be entitled to in TTD and PPD combined is $75,000.
- If your whole-person rating is greater than 25%, the total amount of TTD and PPD cannot exceed $150,000.