What Happens When I am Injured and Cannot Return to My Job?

March 16, 2010

In Colorado, if you are injured at work, and unable to work at all, you are entitled to compensation for your inability to work (also called Temporary Total Disability benefits, or TTD). Many people wonder if Colorado workers’ compensation provides any retraining or vocational rehabilitation. Unfortunately, it doesn’t. If you are not able to do [...]

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Facebook Contest Winner

March 5, 2010

We just announced the first winner of our Facebook gift card giveaway. Become a fan of Spencer & Spencer on Facebook and you could win a Target gift card. Every month, one lucky fan is selected at random to win a Target gift card. Plus, in any month that we hit one of our goals, [...]

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What is a Final Admission of Liability?

March 5, 2010
Colorado Final Admission of Liability

If you have a Colorado Workers’ Compensation claim, at some point your insurance company will send you either a General Admission of Liability, or a Final Admission of Liability. These documents list the benefits that the insurance company thinks it should pay you. The General Admission has no deadline attached to it, but the Final Admission [...]

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Are You an Employee or an Independent Contractor?

February 24, 2010
Were you hired as an independent contractor or employee?

The economic downturn has led some companies to cut payroll costs by illegally classifying workers as independent contractors rather than employees.  If you work as an independent contractor you will have no workers’ compensation coverage if you are hurt on the job, unless you purchase your own coverage. It can be a blurry line between being an employee or [...]

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What Your Adjuster May Not Tell You

February 11, 2010
what your adjuster may hide from you

Colorado Workers’ Compensation law is complex and difficult to understand. While this may be the first time you have dealt with the law, it is not the first time your adjuster has. You must be sure that you know the law before you agree to anything that the adjuster suggests. There are many areas where [...]

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